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StartupFintech

ernd

The Credit Card for the AI stack

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About

ernd is the credit card for companies that pay for AI. We give 4% back on AI spend and partner with AI infrastructure companies to give cardholders extra perks, like 10% back on Wafer inference, 2x usage limits on Firecrawl and 62% off Trace pen tests. The card is live for US companies. In our first week, 30+ startups requested the card and we signed 8 partners. We combine experience in quant finance at Bridgewater and IMC, payments at Ripple, financial AI at Farsight, and founding an investment fund focused on distressed industrial acquisitions. We're also credit card nerds, with at least five cards each that we rotate to maximize points!

FintechAI
Facts
Website
ernd.ai
City
San Francisco
Country
United States
YC batch
Fall 2026
Team
3 people
Stage
Early stage
AI-native
Yes

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